Beforepay: Pay On Demand™ play online

Get your Pay On Demand

We could all use extra cash sometimes. With Beforepay you can access your pay without waiting for payday. Phew.

Its quick, flexible & easy so you can get instant access to your pay, today. No interest or hidden fees. Just a 5% fixed fee. Seriously.

Why Beforepay?

- Get an advance on your wages in just a couple of minutes
- The there is a fixed transaction fee of just 5%, meaning if you take out $100 our fee is only $5
- No interest
- No additional fees
- No hidden fees
- 600,000+ happy customers
- We create a bespoke budget for you to help track your spending

When is my repayment due?
Beforepay offers flexible repayments options you can choose from. We recommend options that align with your pay cycle, unless you select otherwise. Full repayment is required in 62 days. Pick what works for you!

What does Beforepay offer?

1. Get your Pay On Demand
We give you a cash advance on your wages... youve already earned the money, so why shouldn't you be able to access it now? You just pay us back in instalments that you select, alongside a 5% fixed fee (no interest) and of course, we dont have any hidden fees or charges. It's just not our style.

For example, if you take out an advance of $300, you can select a repayment schedule that works for you - we generally suggest a timeframe that aligns with your pay cycle. This could be a few days to a couple of months. Regardless of the repayment schedule, the total amount you would pay back is $315. If you chose to repay in 3 instalments, each instalment would be $105. Similarly, if you decided to pay back in one instalment, youd pay $315. There is no interest or hidden fees.


2. Spend smart
We could all spend smarter. Well help you understand your income, your spending habits and make sure you can see what bills are coming up.

3. A bespoke budget just for you
We look at your spending and help you budget better and plan smarter. No judgement here. Well even create a budget for you, just an extra free service from us to you.

How exactly does Beforepay work?
Weve made Beforepay as simple as we can, after all who has time to translate a whole lot of financial jargon?!

1. Download our app
2. Check you meet our criteria
3. We connect to your bank
4. We detect your pay cycle
5. We calculate your Cash Out limit
6. You can take out cash immediately
7. We set up a bespoke budget for you, to track your spending
8. You make flexible automatic 5% fixed fee repayments. No interest or hidden fees.

How much does Beforepay cost?
Its completely free to play online our app, and to use our budgeting and spending insights tools.

There is a fixed transaction fee of 5% of your pay advance. So if you take out $100, our fee is only $5. There is no interest ever (APR = 0%).

There are NO other fees.

At Beforepay, fair is our favourite four letter word and were here to make sure you can relax until payday. So play online our app now and see why we have over 600,000 happy customers (and counting).

Beforepay Group Limited and its Beforepay goods and services are in no way sponsored, approved or affiliated with Quadpay Inc., Openpay Pty Ltd, Afterpay Pty Ltd, ZipMoney Payments Pty Ltd and their associated entities/affiliated companies.