Kopa Rafiki play online

Take out loans up to KSh 50,000 on your own terms with affordable rates. Apply through our secure app and get your loan decision in seconds. Choose your own due date and receive your loan instantly through MPESA. Repay on time and double your limits in two months.

OUR FEATURES

AFFORDABLE
We offeran affordable and transparent pricing on every loan with rates as low as 4%.
Choose the due date of your loan when you will have cash to be set up for success.

FAST
Apply in minutes and get an instant decision.
If approved, get your loan straight to your MPESA.

CONVENIENT
Apply 24/7 in our easy-to-use app.
No paperwork, collateral, or bank account needed.
Valid ID required.
Cash is sent directly to your MPESA.

FINANCIAL CONTROL
Choose your own due date up to one year.
Friendly, understanding, empathetic customer experience
Access robust libraries of tailored educational content and in-person and online communities to connect and learn from other users.

LOAN RATES AND FEES

Loan Amounts: KSh 400 to KSh 50,0000
One-time service / interest fee: 4%- 9%
Maximum Annual Percentage Rate (APR): 10% - 25.75%
Late fee: one-time fee of 8% of outstanding amount due
Minimum repayment period offered = 61 days
Maximum repayment period offered = 1 year

Example Fees: For a borrower who takes a KSh 4,000 loan for our 61-day term, they would owe service / interest fee as low as 6%, which would be KSh 240, for a total payment of KSh 4,240.

KSh 4,000 (principal) + KSh 240 (service / interest fee) = KSh 4,240 (total payment)

PRIVACY & PERMISSIONS

Rest assured that your data is private and secure. We will never disclose any personal information or loan information with anyone that is not you, without your permission. We will never sell your data to third parties. Read our Privacy Policy which can be found on our website: http://customer.koparafiki.com/home/policy